SUMMARY
Team :
- Co-fondateur = Maxime Pallain
- Co-fondateur = Gregoire Linder
- Directeur Commercial = Frederic Bouget
Raizers was founded in 2014 by French entrepreneurs Maxime Pallain and Grégoire Linder.
Initially, the platform enabled individuals and professionals to invest in the equity of startups and small-to-medium-sized enterprises (SMEs) through crowdfunding.
In November 2014, Raizers was officially registered with the French Financial Markets Authority (AMF) as a Crowdfunding Investment Advisor (CIP) and began operations in France in early 2015. The company expanded internationally the following year, receiving authorization from FINMA in Switzerland and, in 2017, obtaining approval from Belgium’s Financial Services and Markets Authority (FSMA) as an Alternative Financing Platform (PFA).
In November 2015, Raizers facilitated a CHF 830,000 fundraising campaign for Czapek, a Swiss watchmaking brand.
By March 2016, the platform had ventured into real estate investment, allowing investors to lend €300,000 to MJ Développement, a developer aiming to complete the Citizen K project—a 40-unit housing development near Montpellier. The project was a success, with an early repayment after 12 months and a 10% annual interest rate.
Later that year, in November 2016, Pallain and Linder were honored with the Eureka Award, which recognizes outstanding inventions and innovations in Belgium.
Since 2017, Raizers has collaborated with Swiss bank Piguet Galland and Bpifrance’s crowdfunding marketplace. In July 2017, the French watch brand Réservoir raised €1.35 million on the platform to accelerate its growth.
Real Estate Focus from 2018 Onward
In 2018, Raizers shifted its focus exclusively to real estate crowdfunding, offering short-term loans of 1–2 years with a minimum investment of €1,000 and annual returns ranging from 7% to 12%. Projects are carefully vetted by a team of analysts and legal experts to minimize risks
In April 2019, the platform received AMF authorization to expand crowdfunding to rental real estate, and in May 2019, Raizers was recognized by Agefi with an award for innovation in customer experience.
In May 2020, Raizers partnered with Swiss wealth management firm Capitalium to launch an investment fund co-investing in real estate projects alongside crowdfunding participants.
By February 2021, Raizers launched the Raizers Transactions platform to facilitate the sale of real estate assets. As of early 2021, the company had raised nearly €100 million across over 130 projects since its inception.
Pros
- Wide project diversity
- A lot of opportunities with on average new project per week
- Very good follow up for project that are struggling
- An average revenue of 10%
- They have innovative projects compared to the market for example Corsica or DOM TOM
Cons
- Risk of loss of capital
- Very little follow up on project that are going well
- Very late on some projects
- Investments are blocked for 12 to 48 months