SUMMARY
Teams:
- CEO = Jilliene Helman
- President = Larry Gomperts
- Chief Investment Officer = Christopher Fraley
- Chief Accounting Officer = Kevin Moclair
RealtyMogul: A Real Estate Crowdfunding Platform for Diversified Investing
RealtyMogul is a robust platform designed for real estate crowdfunding, allowing investors to diversify their portfolios and generate passive income. The platform offers growth-oriented real estate investment trusts (REITs), which provide consistent distributions through both debt and equity investments.
To get started with RealtyMogul, investors must commit at least $5,000. However, some investment options, such as 1031 exchange properties, require a higher minimum investment.
Beyond REITs, RealtyMogul also provides opportunities to invest in individual properties, 1031 exchanges, and retirement accounts.
When assessing investment opportunities, RealtyMogul evaluates factors such as the company’s track record, the property itself, market conditions, and projected returns. Customer support is available via phone and email from 6 a.m. to 6 p.m. PT.
Investment holding periods vary, but funds will typically be locked in for at least a year. REIT investments offer greater liquidity compared to individual properties and 1031 exchanges.
Both accredited and non-accredited investors can use RealtyMogul, though non-accredited investors are limited to the platform’s REIT offerings. Those with a net worth below $1 million (including or excluding a spouse) may find alternative real estate platforms that offer a wider range of investment opportunities.
Real estate investing is generally not recommended for beginners.
RealtyMogul REITs
For non-accredited investors, RealtyMogul primarily offers public, non-traded REITs. The minimum investment required is $5,000, and investors can choose from two REIT options:
Income REITs: These diversified, non-traded REITs invest in various property types and locations. Their primary goal is to meet distribution targets and provide monthly income to investors. This REIT has maintained 98 consecutive months of distributions, generating passive income through both equity and debt investments.
Apartment Growth REITs: These REITs focus on residential apartment communities with high occupancy rates or strong growth potential. With 27 quarterly distribution periods, this fund aims for long-term value appreciation through renovations and stabilization. Rental income from tenants contributes to cash flow.
Investors seeking a broader mix of investments with a higher annual distribution rate may prefer the Income REITs fund. On the other hand, those focused on long-term capital growth through multi-family properties may find Growth REITs a better fit.
Pros
- Open to both accredited and non-accredited investors
- Offers a variety of asset classes with opportunities for income and growth
- RealtyMogul conducts thorough due diligence on every investment property
Cons
- Requires a high minimum investment of $5,000
- Investments have low liquidity
- Non-accredited investors can only access REITs