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RealT, the trailblazing platform known for its role in real estate tokenization, has introduced a new investment vehicle: the Factoring Token. Designed to offer a projected annual return of 12%, this innovation marks a significant step toward diversifying blockchain-based financial assets. From Property Tokens to Invoice Financing Since its 2019 debut, RealT has empowered over 80,000 users to invest in fractional real estate for as little as $50, distributing rental income from a portfolio of more than 700 tokenized properties across the Americas. Now, the company is expanding its scope, entering the multi-trillion-dollar factoring market — a lesser-known but massive segment of short-term corporate finance. What Is the Factoring Token? The Factoring Token allows investors to fund commercial receivables — essentially, unpaid invoices — from companies seeking quicker cash flow. Businesses sell these invoices to factoring agents at a discount in exchange for immediate liquidity. RealT tokenizes this process, enabling investors to buy into receivables and earn interest as invoices are paid. The product features automated reinvestment, meaning when one receivable is paid off, the capital is redirected into another, helping maximize returns without manual effort. Investor Advantages Several key benefits set the Factoring Token apart: Attractive Yields: With a target return of 12% annually, it outpaces traditional savings or bond products. Risk Management: RealT has partnered with a licensed factoring firm to assess and mitigate default risks. Diversification: Adding factoring to a previously real estate-focused portfolio spreads risk across sectors. Low Barrier to Entry: Starting at just $50, the product remains accessible to a wide range of investors. Streamlined Experience: No banks or paperwork are needed — everything is managed through RealT’s digital platform. A Market Ripe for Disruption Though not widely recognized by the general public, the global factoring industry is enormous — valued at over $4 trillion in 2023, with projections indicating sustained double-digit growth through the end of the decade. As small and medium-sized businesses increasingly turn to factoring for working capital, investor opportunities in this space grow in parallel. Why RealT’s Timing Makes Sense With a mature technical infrastructure and a solid user base, RealT is well-positioned to transition from real estate into broader financial tokenization. The Factoring Token is not a trial — it’s a strategic evolution. If investor interest proves strong, RealT hints at future offerings with even higher yield potential across various industries and regions. How to Get Started Interested investors can begin by registering on realt.co, completing identity verification, and purchasing tokens using cryptocurrency or stablecoins. Returns can then be monitored directly via the user dashboard. Final Thoughts With the launch of the Factoring Token, RealT is pushing the boundaries of blockchain finance. By transforming corporate receivables into tradable digital assets, the company is delivering on its mission to make investing more accessible, profitable, and future-ready. For those eager to explore beyond traditional finance, RealT’s latest move may be the start of a new chapter in decentralized investing.