Businesses

Arrived Team:• CEA & Co-founder = Ryan Frazier• CFO = Sue Korn Arrived, previously known as Arrived Homes, is a real estate crowdfunding platform that allows individuals to invest in fractional shares of rental properties. Established in 2019, the company has rapidly gained recognition as an emerging player in the investment space. Unlike many platforms that emphasize commercial real estate, Arrived specializes in residential properties and vacation rentals. Founder Ryan Frazier explains that the company’s mission is to “make the wealth-building potential of owning rental homes more accessible.” This is achieved by streamlining the investment process and lowering the financial barriers to entry. Arrived offers both leveraged properties—purchased with long-term financing—and fully paid-off properties. To date, the platform has facilitated investments in over $123 million worth of properties across more than 339 locations in 56 active markets. With a minimum investment requirement of just $100, it provides an affordable entry point for real estate investment. Pros• Professional property management• Series of llc protects shareholders from personal liability• Completely passive income• No accreditation requirement Cons• No commercial real estate option• Relatively high fees• Low liquidity for individual property investments• Illiquid investments (5-7 years timelines and no guaranteed share redemption program)    

Teams: RealtyMogul: A Real Estate Crowdfunding Platform for Diversified Investing RealtyMogul is a robust platform designed for real estate crowdfunding, allowing investors to diversify their portfolios and generate passive income. The platform offers growth-oriented real estate investment trusts (REITs), which provide consistent distributions through both debt and equity investments. To get started with RealtyMogul, investors must commit at least $5,000. However, some investment options, such as 1031 exchange properties, require a higher minimum investment. Beyond REITs, RealtyMogul also provides opportunities to invest in individual properties, 1031 exchanges, and retirement accounts. When assessing investment opportunities, RealtyMogul evaluates factors such as the company’s track record, the property itself, market conditions, and projected returns. Customer support is available via phone and email from 6 a.m. to 6 p.m. PT. Investment holding periods vary, but funds will typically be locked in for at least a year. REIT investments offer greater liquidity compared to individual properties and 1031 exchanges. Both accredited and non-accredited investors can use RealtyMogul, though non-accredited investors are limited to the platform’s REIT offerings. Those with a net worth below $1 million (including or excluding a spouse) may find alternative real estate platforms that offer a wider range of investment opportunities. Real estate investing is generally not recommended for beginners. RealtyMogul REITs For non-accredited investors, RealtyMogul primarily offers public, non-traded REITs. The minimum investment required is $5,000, and investors can choose from two REIT options: Income REITs: These diversified, non-traded REITs invest in various property types and locations. Their primary goal is to meet distribution targets and provide monthly income to investors. This REIT has maintained 98 consecutive months of distributions, generating passive income through both equity and debt investments. Apartment Growth REITs: These REITs focus on residential apartment communities with high occupancy rates or strong growth potential. With 27 quarterly distribution periods, this fund aims for long-term value appreciation through renovations and stabilization. Rental income from tenants contributes to cash flow. Investors seeking a broader mix of investments with a higher annual distribution rate may prefer the Income REITs fund. On the other hand, those focused on long-term capital growth through multi-family properties may find Growth REITs a better fit. Pros Cons

Teams : TANTIEM is on a mission to make real estate investment more accessible. While real estate remains the preferred investment for many in France, offering strong returns with low volatility, it is increasingly out of reach for a growing number of people. Rising barriers include generational inequality, with first-time buyers struggling to secure loans, and social inequality, where initial investment requirements often exceed €20,000. Even for those who can still invest, the process is complex—finding the right property, securing financing, managing tenants—all for returns that can be disappointing. TANTIEM aims to change that by offering a new, simplified approach to real estate investment. Each month, investors can purchase shares in carefully selected residential and commercial properties across France. Rental income and potential capital gains are distributed proportionally, allowing investors to build a profitable real estate portfolio without the usual constraints. Through TANTIEM, individuals gain access to diversified and high-yield properties, investing at their own pace, with expert support every step of the way. A team of real estate experts behind TANTIEM TANTIEM was founded and is backed by a team of professionals with over 20 years of experience in leading real estate firms, including Foncia, Nhood, Altarea, and JLL. The company is also supported by renowned investors committed to its growth. A vision: Bringing the best of real estate investment TANTIEM focuses exclusively on diversified, secure, and responsible real estate investments, ensuring high returns. Their investment strategy prioritizes: TANTIEM’s Property Selection Criteria Every investment opportunity on TANTIEM adheres to four key selection principles: By removing traditional barriers and offering a straightforward, guided approach, TANTIEM is making real estate investment accessible to a broader audience. Pros Cons

Team : WiSEED is a crowdfunding platform that offers opportunities to invest in the equity of SMEs as well as provide loans to businesses, real estate developers, and property traders. Based in Toulouse and operational since 2009, it also features projects in the Occitanie region. Initially focused on startup funding, the platform has shifted its emphasis to real estate crowdfunding, which has become its core activity, hosting 2-3 projects per week. One of WiSEED’s strengths is its transparency, providing investors with detailed information about projects and the companies seeking funding. This includes three years of financial ratios for each company. Additionally, each project has a dedicated forum where users can ask questions to better understand the investment. While occasional errors or vague responses can appear, the overall level of transparency remains commendable. The platform requires a minimum investment of €100 and boasts a low default rate of 0.22%, making it an attractive and reassuring option for new investors in crowdfunding. WiSEED is authorized as an Investment Services Provider by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) and is a member of the Financement Participatif France association. Investment Opportunities WiSEED offers a range of investment options in sectors such as: Since its inception in 2008, WiSEED has raised approximately €412 million and has a community of over 197,000 members. Real Estate Crowdfunding Focus WiSEED has extensive experience in evaluating and managing projects. The platform offers a variety of real estate opportunities, including: Interest payments vary depending on the project and may be distributed monthly, quarterly, annually, or as a lump sum. This flexibility makes it an effective way to build a steady income or reinvest earnings regularly. While WiSEED’s returns may be slightly lower than some competing platforms due to a 0.9% fee charged at the time of investment, the net returns often exceed 9% annually after fees. The platform also provides a comprehensive portfolio interface that includes: It’s worth noting that projects may take several days or weeks to reach their funding goals. However, WiSEED’s frequent project postings enable investors to diversify across a wide range of types and locations. Pros Cons

Team : The WEVEST platform allows users to invest in real estate development and property trading projects in exchange for financial returns. Currently, the average return offered is approximately 10%, with investment durations typically ranging from 6 to 24 months. Funding on the WEVEST platform is conducted through bonds. Investors can subscribe to debt securities starting at €1,000, with no fees for purchasing, selling, or management. WEVEST’s compensation comes exclusively from the borrowers, ensuring no additional costs for investors. Pros Cons

Team : Tokimo was established in 2022 by Christopher Wangen and Matthieu Degli Innocenti, two highly experienced real estate professionals: Matthieu Degli Innocenti: Brings years of expertise as a real estate investment banker at Société Générale. Christopher Wangen: A well-known influencer in the real estate sector with a strong track record of personal projects. Together, they form a complementary partnership: Christopher leverages his community to attract funding, while Matthieu contributes institutional knowledge and in-depth project analysis. Tokimo is now a PSFP (Prestataire de Services de Financement Participatif), enabling it to operate freely in France. Tokimo provides financing solutions to property developers and traders, allowing them to pursue their projects even when traditional banks decline to support them. In such cases, these professionals turn to platforms like Tokimo for funding. Tokimo’s role is to carefully screen projects and present them to its community of investors (this is where you come in) to raise the necessary capital. In return, investors earn a return on their investment over the project’s duration. While the concept isn’t entirely new—real estate crowdfunding platforms have existed for over a decade—Tokimo stands out due to its significant reach, particularly through Christopher Wangen, who has the ability to engage thousands of real estate investors. Pros Cons

Team : Raizers was founded in 2014 by French entrepreneurs Maxime Pallain and Grégoire Linder. Initially, the platform enabled individuals and professionals to invest in the equity of startups and small-to-medium-sized enterprises (SMEs) through crowdfunding. In November 2014, Raizers was officially registered with the French Financial Markets Authority (AMF) as a Crowdfunding Investment Advisor (CIP) and began operations in France in early 2015. The company expanded internationally the following year, receiving authorization from FINMA in Switzerland and, in 2017, obtaining approval from Belgium’s Financial Services and Markets Authority (FSMA) as an Alternative Financing Platform (PFA). In November 2015, Raizers facilitated a CHF 830,000 fundraising campaign for Czapek, a Swiss watchmaking brand. By March 2016, the platform had ventured into real estate investment, allowing investors to lend €300,000 to MJ Développement, a developer aiming to complete the Citizen K project—a 40-unit housing development near Montpellier. The project was a success, with an early repayment after 12 months and a 10% annual interest rate. Later that year, in November 2016, Pallain and Linder were honored with the Eureka Award, which recognizes outstanding inventions and innovations in Belgium. Since 2017, Raizers has collaborated with Swiss bank Piguet Galland and Bpifrance’s crowdfunding marketplace. In July 2017, the French watch brand Réservoir raised €1.35 million on the platform to accelerate its growth. Real Estate Focus from 2018 Onward In 2018, Raizers shifted its focus exclusively to real estate crowdfunding, offering short-term loans of 1–2 years with a minimum investment of €1,000 and annual returns ranging from 7% to 12%. Projects are carefully vetted by a team of analysts and legal experts to minimize risks In April 2019, the platform received AMF authorization to expand crowdfunding to rental real estate, and in May 2019, Raizers was recognized by Agefi with an award for innovation in customer experience. In May 2020, Raizers partnered with Swiss wealth management firm Capitalium to launch an investment fund co-investing in real estate projects alongside crowdfunding participants. By February 2021, Raizers launched the Raizers Transactions platform to facilitate the sale of real estate assets. As of early 2021, the company had raised nearly €100 million across over 130 projects since its inception. Pros Cons

Team : Look&Fin is a Belgian crowdfunding platform established in 2012, specializing in peer-to-peer lending for SMEs and real estate projects. By eliminating intermediaries, it enables businesses to secure funding directly from private and institutional investors. The platform provides various financing options, including mezzanine and junior loans, making it an appealing choice for investors seeking high returns and for companies in need of capital. Look&Fin stands out for its efficient funding process, strong presence in the Belgian market, and thorough risk assessment of projects, giving investors a transparent view of potential risks and returns. Pros Cons

Team : Lendosphere is a French crowdfunding platform dedicated to renewable energy projects, operated by a company of the same name. Lendosphere facilitates loans from private individuals to businesses developing renewable energy production facilities. Offering interest rates between 4% and 8%, the platform encourages public participation in sometimes controversial local projects. It generates revenue by charging a 4% commission on the total amount borrowed. Partner companies range from major players like EDF Renewables to smaller firms such as Valorem and InnoVent. In 2015, Lendosphere became the first platform to offer enhanced interest rates for residents living near a project, starting with the Santerre wind farm. Founded in 2014 by Laure Verhaeghe and Amaury Blais, Lendosphere adapted to regulatory changes in 2016 by applying for the Crowdfunding Advisor (CIP) status in addition to its existing role as a crowdfunding intermediary. It received authorization in 2017 to issue the Green Growth Crowdfunding label. In 2018, the platform partnered with the Toulouse-based company Wiseed to streamline processes for project developers. Pros Cons

Teams : LandQuire is a French company founded in 2020 by Thibaut Guéant and Romain Daniellou. Its concept is to offer a turnkey solution for investors looking to invest in real estate in the United States. The company uses sophisticated databases to acquire high-quality land at advantageous prices. These plots are then resold or used to build prefabricated homes, with profits subsequently shared with investors. Since its creation, the company has experienced rapid growth, completing over 100 transactions totaling $12 million, with a resale value of approximately $18 million. What sets LandQuire apart is its innovative use of technology, providing investors with an easy and fast way to invest in land in the United States. The company leverages extensive databases to acquire quality parcels at significantly discounted prices (between 30% and 45% below market value). A team of experts is also available to analyze and purchase the best parcels. They support the entire process, from identifying the parcels to their resale. This allows investors to diversify their portfolios in the United States without requiring specific knowledge of the American real estate market. Pros Cons